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21 + 3 is two games in one: you play a standard game of blackjack while playing a small

game of Three Card Poker. The player uses their original two cards and a dealer’s up

card to make a ranking three card poker hand. Thus, you can stand to win a sizeable

amount of money if fortune falls in your favour.

How to Make the 21 Plus 3 Blackjack

Side Bet

Before the cards are laid out, when you are placing your wager, you have two

choices. The first is on your blackjack bet and how much you want to stake. Making this

bet is not optional if you want to continue with the Three Card Poker wager. Once the

minimum amount is staked on blackjack, you have the option of making the Three Card

Poker side bet.

The side bet is played before the hand of blackjack. Once the player

has received 2 cards the dealer will lay down a 1 up card. These are the 3 cards used

in the bet. If they total a straight flush, 3 of a kind, straight or flush then the

side bet gets paid out and the hand continues as a standard game of

blackjack.

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Variations on the 21 + 3 Side Bet

There

are variations to the game, depending on the casino you play at. A standard version

will pay out with a 9 to 1 ratio for each winning hand. This is irrespective of its

ranking, so a straight flush would pay out the same as 3 of a kind. If you want one

that uses a sliding pay scale based on the hand, then you need to look for a game of 21

+ 3 extreme.

When playing a standard game of 21 + 3, you can expect a house edge of

around 13.39% This may contain variations depending on the casino you are in, which can

shift the house edge from anywhere between 1.60% to 33.44%.

It has many ways in which

the player can win and has a return to player of over 95% depending on which version is

played.

21 + 3: Winning Odds and Payouts

Flush – A flush contains 3 cards all in the

same suit. It has 292,896 combinations with odds of 73:117. A flush will give a payout

of 5 to 1.

Straight – A straight occurs when the two cards dealt to the player and the

dealer’s up card run in consecutive order. For example, this may be a 5-6-7. This is

irrespective of the suit. A flush has 155520 combinations with odds of 31:969. It gives

a payout of 10 to 1.

3 of a Kind – These are 3 cards of the same value or face cards.

When they all belong to the same suit, it becomes a suited 3 of a kind in version 7,

which pays the maximum on a live dealer game of 100 to 1. A 3 of a kind on 21+3 Xtreme

has 26,312 combinations with odds of 1:199. It provides a payout of 20 to 1.

Straight

flush – A straight flush is the same as a flush, being that the 2 cards of the players

and 1-up card of the dealer must be in consecutive order. However, for a straight

flush, they must be of the same suit. A straight flush has 10,368 combinations with

odds of 1:499. It also has a payout of 30 to 1.

21+3 Blackjack with Top 3

The top 3 is

another propositional bet some casinos offer used in conjunction with the 21 + 3 game.

You can find it on blackjack tables offering 21 + 3 that have a 4, 6 or 8 deck

shoe.

Bets of this kind can only take place if both the blackjack wager and the 21 + 3

poker wager are made. It is based on a 3-card hand using the dealer’s 1-up card and the

player’s 2 initial cards to form a 3-card poker hand. 3 of kind, straight flush and 3

of a kind suited get paid according to the pay table.

Winning occurs when the player’s

original 2 cards with the dealer’s card combine for a winning hand. The odds are 3 of a

kind suited at 270 to 1, a straight flush at 180 to 1, and 3 of a kind at 90 to

1.

Advantages of 21 + 3 Bets

For a basic strategy when playing the game, you don’t need

to deviate too much from normal Three Card Poker and blackjack strategy. As decks get

shuffled after each round, it does make it hard to predict what cards may come up in

the side bet. The only way you can tip the odds in your favour is by utilising any

casino bonuses.

One of its advantages is that it is an easy game to get to grips with,

excellent for beginners who have a rudimentary knowledge of blackjack and poker.

However, not all casinos will offer the game, even online, so you may need to search

around for it.

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